The Best Advice for Getting More from College

The Best Advice For Getting More From College

When a young person leaves for college, he or she may be away from their family for an extended period of time. Even though their family wants to support them, they really are on their own for the first time in their life. This article contains important information to help them adjust.

Avoid studying for big college exams the night before by taking in a lot of caffeine or other stimulants. While these things can keep you up and able to study for longer, they will make you very tired in the morning. After using chemical stimulants for a while, you will need more and more and that can be damaging to your overall physical and mental health.

Visit the dorm before deciding to live there. You may discover that you don’t want to live in that environment. Not only that, but you may find that you prefer one dorm over the other. Make sure you will get the choice you signed up for, and make sure you have a contingency plan in place if you chose a single room but end up in a quad.

Why are you attending college? It is important to answer this question for yourself. Are you in college just because it seems like the thing to do? Are you there to just have a college experience? Are you there to learn a specific subject. Carefully evaluate why it is you are attending college and prioritize.


When you start classes, become familiar with your professors. Keep their contact information and office locations in an easy to access place. You need a good relationship with your professors for many reasons.

Set yourself up for success in college by taking your habits and ideas into consideration. For example, think about whether you are a morning person or an afternoon person. If you aren’t a morning person, don’t even think about signing up for an early class. Schedule courses later in the day so you won’t be tempted to skip.

If possible, you should avoid scheduling classes one after the other. You are going to need breaks during the day. The best time for these breaks is after a class. This time will allow you to wind down, prepare for your next class or study if needed. Take these opportunities when you can.

Do research on your intended major. Before declaring your major, do the research to learn if your choice is feasible. Look at current and projected job prospects for those with that major. Furthermore, look at the future expected earnings, and the types of fields’ people with your intended major usually go into. What you find may surprise you.

Make sure you take care of yourself when you are away at school, get plenty of rest, drink plenty of water, and try to eat three meals a day. This will keep your sharp as a tack and ready to tackle even the hardest term paper that your professor throws at you.

Remember to eat right while going to college. Many people become so overwhelmed with the pressure that comes with college that they do not eat how they should. This can cause weight gain and frankly, can impair your brain function. Plan out your diet as you would your studying to find success in college.

Always look ahead to the posted finals’ schedule when choosing your courses for the next school term. By avoiding classes that have consecutive finals scheduled on the same day, you give yourself a better chance to minimize the stress when it comes to studying at the end of the term.

Hunt for scholarships and keep hunting for scholarships. Do this even after you start college. There might be financial assistance possibilities that you do not discover until on campus. There might also be new opportunities that arise in your sophomore years and later, so always keep your eyes open for help.

Even though the college experience can be stressful and lonely, the information in the above article can help put things in perspective. Following these suggestions can help a young person adjust to the rigors of college life and succeed in getting a high quality education, and be prepared for the career of their choice.

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Getting Student Loans Can be Easy with Our Help

Getting Student Loans Can Be Easy With Our Help

Student loans can help you achieve your dream of getting a college degree. But they can also get you in serious debt if you don’t consider all of the consequences before you borrow that money. Take the time to read up on student loans and how they can impact your future. Start with the tips below.

Make sure you keep track of your loans. You should know who the lender is, what the balance is, and what its repayment options are. If you are missing this information, you can contact your lender or check the NSLDL website. If you have private loans that lack records, contact your school.

Never ignore your student loans because that will not make them go away. If you are having a hard time paying the money back, call and speak to your lender about it. If your loan becomes past due for too long, the lender can have your wages garnished and/or have your tax refunds seized.

Before applying for student loans, it is a good idea to see what other types of financial aid you are qualified for. There are many scholarships available out there and they can reduce the amount of money you have to pay for school. Once you have the amount you owe reduced, you can work on getting a student loan.

Pay extra on your student loan payments to lower your principle balance. Your payments will be applied first to late fees, then to interest, then to principle. Clearly, you should avoid late fees by paying on time and chip away at your principle by paying extra. This will reduce your overall interest paid.

If at all possible, sock away extra money toward the principal amount. The key is to notify your lender that the additional money must be applied toward the principal. Otherwise, the money will be applied to your future interest payments. Over time, paying down the principal will lower your interest payments.

Anyone on a strict budget who is facing the repayment of a student loan is put in a difficult situation. You can make things a bit easier with help from loan rewards programs. For example, check out the LoanLink and SmarterBucks programs from Upromise. These give you rewards that you can apply toward your loan, so it’s like a cash back program.


Try to make your student loan payments on time. If you miss your payments, you can face harsh financial penalties. Some of these can be very high, especially if your lender is dealing with the loans through a collection agency. Keep in mind that bankruptcy won’t make your student loans go away.

Bad credit will mean you need a cosigner on a private loan. You must be current on your payments. If you don’t, then your co-signer will be held responsible for those debts.

To get the most out of your student loan dollars, take a job so that you have money to spend on personal expenses, rather than having to incur additional debt. Whether you work on campus or in a local restaurant or bar, having those funds can make the difference between success or failure with your degree.

Heed caution when dealing with private loans. The terms of such loans can be difficult to ascertain. Often, you don’t know until you have already signed on the dotted line. And at that moment, it may be too late to do anything about it. Learn all that you can prior to signing. Compare offers and see if banks are willing to compete with each other for your loan.

To get the most out of your student loan dollars, make sure that you do your clothes shopping in more reasonable stores. If you always shop at department stores and pay full price, you will have less money to contribute to your educational expenses, making your loan principal larger and your repayment even more expensive.

When you’re trying to fill out a financial aid application, be sure that you’re not making any errors on it. This will determine how much money you get. If you have any questions about the application, consult with your financial aid adviser at school.

Stretch your student loan money by minimizing your living expenses. Find a place to live that is close to campus and has good public transportation access. Walk and bike as much as possible to save money. Cook for yourself, purchase used textbooks and otherwise pinch pennies. When you look back on your college days, you will feel very resourceful.

If you want to make sure that you get the most out of your student loan, make sure that you put 100 percent effort into your school work. Be on time for group project meetings, and turn in papers on time. Studying hard will pay off with high grades and a terrific job offer.

To make sure that your student loan funds just go to your education, make sure that you have used other means to keep the files accessible. You don’t want a clerical error to lead to someone else getting your money, or your money hitting a big snag. Instead, keep copies of your files on hand so you can help the school give you your loan.

To get the most out of your student loan dollars, consider commuting from home while you attend university. While your gasoline costs might be a bit higher, your room and board costs should be significantly lower. You won’t have as much independence as your friends, but your college will cost much less.

Find out which of your loans have the high interest, and pay those off before the others. This prevents the interest from piling up, causing you to fall further into debt. You must keep track of your loans. Pay your loans on time and keep accurate records.

The advice from above is just the beginning of what you need to know about student loans. Student loans are an incredible investment in your future. So you need to take the time to carefully consider what you will be borrowing and how it will all add up. The choices you make today can have great impact on your financial future.

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Whether You’re Planning to Attend or in Your Last Year this College Advice is Tops

Whether You’re Planning To Attend Or In Your Last Year, This College Advice Is Tops

College is something that you want to make sure that you’re ready for as much as possible. While you have to live into much of it, there are many things you have to do ahead of time in order to make sure you’re successful. Make sure you continue reading in order to find out the information you need.


Carry a water bottle with you to school. Proper hydration is important, even in school. This will help you to quench your thirst when you are hungry in between classes. This will help you concentrate and be at your best. This is important in college. You can refill water bottles at many different water fountains.

Take some time to study daily. You will get more from your education if you put more time into it. Consider college as important as you would any job, but don’t overlook the social aspects. Success in college can lead to more money in the future.

If you recently entered college, one of the first things that you should do is purchase your books from the bookstore. This will help you to reduce the stresses that you will face as the year begins, as you should always come prepared with the right materials and texts for school.

Avoid studying for big college exams the night before by taking in a lot of caffeine or other stimulants. While these things can keep you up and able to study for longer, they will make you very tired in the morning. After using chemical stimulants for a while, you will need more and more and that can be damaging to your overall physical and mental health.

Learn what you can about the career you want before you select your college. You’ll be able to choose the right college for your end goal that way. If you are unsure, talk with an admissions counselor.

If you have debts with a credit card company, pay them off monthly. If you don’t do this, it will cost you a lot in penalties and late fees. Generally, a credit card needs to only be used if you have an emergency. While you may wish to use it for entertainment, remember that you’re at college to learn. You can get really distracted by money troubles.

Are you under a lot of pressure for a certain class you are not sure you will pass? You should talk to your academic adviser or to your instructor about credit no credit. Most schools will let you take one class where you will get credit but your grade will not impact your GPA.

Every time you purchase something with cash, put your spare change into a jar and try not to touch it. Once the jar has filled up, count out the money and use it toward something you need, like books or living expenses. While it may be easier to use a coin-counting machine, try and refrain. You will wind up giving them too much of your hard-earned cash.

If you are occupied with work and kids during the daytime, taking night classes is your best bet. Night time college instructors understand that you have a busy life and tend to cater their classes to this. There is usually less course work and the instructors are as a rule a little more flexible.

Invest in a good pair of noise cancelling headphones so that if you have to study in your noisy dorm room, it will help to block most of the noise out and focus on your work. Unnecessary noise can not only distract you but can irritate you and make you unable to focus. So help keep the peace by investing in a pair of noise cancelling headphones.

Make sure that you register for classes the minute that you are allowed to. If you wait to register, there is a good chance that you will not get the classes, teachers and times that you desire. This can leave you in a very undesirable situation where you will be faced with a difficult schedule.

You might not have thought that college takes much preparation, but you should know better now. You want to get everything you can done ahead of time so that you can focus on other important things as you get started. Make sure you remember the tips you’ve read as you embark upon your college journey.

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Top 10 Reasons to Attend Our School

  1. Hands-on Training – Students learn by doing, using the techniques and tools of professionals working in their desired career field.
  2. Experienced Professionals – Classes are led by instructors with real-world experience in their fields. They give students the inside knowledge needed to be successful in today’s job market.
  3. Learning Center – Students can receive extra help for all of their classes from instructors.
  4. Financial Assisting – Financial Aid Representatives will help you explore the options available to you. Financial Aid is available for those who qualify.
  5. Modern Equipment
  6. Career Services Assistance – Our full-time placement staff is dedicated to assisting students with resume preparation, interviewing skills, and full-time employment opportunities.
  7. Flexibility in Class Scheduling – Day and evening classes are available, which allows adult students to work full-time.
  8. Small Class Sizes – Students are given personal, one-on-one academic guidance.
  9. Advanced Program Offerings – Our programs are designed to prepare students for employment in today’s careers. We know the skills employers are looking for.
  10. Convenient Locations – There are five Olympia College campuses in the upper Midwest area of the country.
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About Olympia College

Olympia College maintains an active placement service to assist graduates in locating entry-level, educationally related career opportunities.

The Career Services Office works directly with business, industry, and advisory board members to assist in each student’s access to the marketplace and, as a by-product of this endeavor, assists employers in meeting their employment needs.

This is accomplished not only by presentation of graduates as potential career professionals to employers, but also through aiding in the graduates’ development of a positive self-image, and in assessing competencies, strengths, and career expectations.

Although the College does not, in any way, guarantee employment, it is the goal of the Career Services Office to help every student realize a high degree of personal and professional development and successful employment.

Current part-time and full-time employment opportunities are posted on the placement bulletin boards located at each campus. Specific information on job opportunities and basic criteria applicable to all students and graduates utilizing placement services is available in the Career Services Offices.

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